They have had it pretty easy. During the first two months of living on a budget their income was steady, their expenses were predictable and they had no emergencies.
Remember, this is an example home budget. It is based on my real-life experience, but it is still just an example.
Your household budget will not start out as smoothly. Mine sure didn’t.
In fact, your budget will Not Work for the first 90 days.
The purpose of this household budget example is to show you how the math works and the logic of thinking through a budget and using the budget form.
The next step is to download a worksheet from the budget downloads page and get started on your own spanding plan.
Good job reading through to the end! This concludes our walk through a sample home budget.